First Time Buyers

Gareth understands! 

You’ve found a lovely house, but can you afford it? How much can you borrow? What will all this cost?

It can be a daunting experience when you’re considering buying your very first home. There are a myriad of options available to you, including government help and incentives. Gareth can give you the independent advice from an expert you’ll need to know what you can afford today and, equally importantly, tomorrow.

Gareth is able to guide you through the whole process of buying your dream first home.

Are You a First Time Buyer?


First Time Buyers are generally classed by most mortgage lenders as people who have either:

1. Never owned a property before, or
2. Owned a property previously, but have not owned one for six months or longer.

However, different lenders have different ideas and rules regarding this – Gareth will be able to advise you. Being a First Time Buyer is not generally a problem in securing a mortgage.

Applying for your first mortgage may seem to be a daunting process but it does not have to be. Buying a first home is one of the most exciting things we ever do, and Gareth will work hard to make is as stress free as possible for you.

Gareth can save you time, effort and money. If you are a First Time Buyer, contact him today for a free initial consultation.