Latest News

Blue and White Mortgages produce a quarterly newsletter, helping you to keep up to date with the fast-paced mortgage marketplace.

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Our latest edition of Mortgage & Protection News focuses on the latest impacts of the Covid-19 Coronavirus including:

  • The road to recovery
  • Live cover in these uncertain times
  • Current property market trends
  • 95% mortgages and the Mortgage Guarantee Scheme
  • News for landlords

Read it below: 

The UK government has announced a new mortgage guarantee scheme to support a new generation in realising the dream of home ownership. This will increase the availability of 95% Loan-to-value mortgage products, enabling more households to access mortgages without the need for prohibitively large deposits.

The document’s first section introduces high loan to value mortgage lending and the role of the mortgage guarantee scheme, the second section gives an overview of trends in high loan to value lending and the third section outlines how the new mortgage guarantee scheme will work.

You can view the document below. Want to know how this may affect you – get in touch!